Welcome to the askMID website
The askMID Roadside service has been launched to help accident victims check insurance at the roadside from their mobile phone.
This FREE service has been designed specifically for motorists to use from their mobile to check the insurance details of the other parties involved in a road traffic accident at the roadside. View the video below for more information or read the Press Release.
It is illegal to drive or keep a vehicle without insurance
If you own a vehicle that is not declared "off the road" (SORN) and it is registered in your name then it must be insured at all times. If you don't want to use the vehicle, then you must contact the DVLA to declare the vehicle "off road". There are penalties for not having a valid insurance policy, and if your policy does not appear on the Motor Insurance Database (MID) you can expect to receive a warning letter in the post, followed by a fixed penalty fine.
You will not be committing an offence if you have done one of the following:
Insured your vehicle.
You can check your vehicle is appearing on the MID here
Declared your vehicle "off the road" (SORN) with the DVLA.
You can check your vehicle record by using the Vehicle Enquiry service at www.direct.gov.uk/checksorn
This website provides expert advice and helpful motoring tips to help you keep your insurance costs down to make sure you stay insured and stay legal.
Like the DVLA will, you can check your vehicle has a valid insurance policy on the MID. It's free. Simply enter your vehicle registration number on askMID.com.
If you suspect that you have been involved in an induced or staged accident, you should contact your insurer. Anyone who has information on insurance fraud is requested to contact the Cheatline.
Any company offering motor insurance in the UK must be a member of the Motor Insurers' Bureau and contribute to the levy as well as supply data to the Motor Insurance Database. Information about MIB membership is available here.
7 September 2015 -
MIB (Motor Insurers’ Bureau), which compensates victims of accidents with uninsured drivers, has today launched its first national awareness campaign for three years as figures show a worrying increase in the number of claims from accidents with uninsured drivers. Read the full press release here
27 November 2014 - Since 2011, just over two million warning letters have been issued from the Motor Insurers’ Bureau (MIB) to people who don’t have their vehicle recorded on the Motor Insurance Database (MID). Read the full press release here
9 December 2013 - Motorists will no longer need motor insurance policies to be checked when getting their vehicle tax. The change, announced today by Roads Minister Robert Goodwill, is part of a package of measures to get rid of unnecessary red tape. Read the full press release here
29 November 2013 - The free askMID mobile phone service launched by the Motor Insurers' Bureau (MIB) today will help millions of accident victims a year to check vehicle insurance details at the roadside.
The new 'askMID Roadside' service, which is only accessible via a smart mobile device at www.askMID.com, can be used to check the insurance details of the other parties involved in a road traffic accident. Read the full press release here
For older news items, please see our askMID News page.
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